Connecticut Long Term Care Insurance Policy Features
In choosing a long term care insurance policy you should look for the
features mentioned below.
Stable Premiums: Premiums that will not be influenced by any change in your age or
health, and will not change during the life of the policy. Insurance companies do reserve
the right to change rates on a statewide basis.

Guaranteed Renewable: The insurance company can't
cancel the long term care insurance policy unless you fail
to pay the premium.

Covers Mental Conditions: Covers mental and
nervous conditions due to any organic brain disease,
including Alzheimer's Disease.

Exclusions: Exclusions should be minimal and should not
adversely affect your stated insurance protection goals.
No Pre-Existing Conditions: All previous medical
history admitted on the long term care insurance
application and is approved for a policy, is of no
consequence in the future.
Waiver of Premium: The insurance company allows
you to stop paying premiums once you've begun
receiving benefits. There can be waiting periods of up to
90 days before this waiver takes effect, and it may not
be available when home health care is purchased.
More Information on Connecticut
Long Term Care Insurance
Click on the link below to fill out a quote request form
for a Long Term Care Insurance policy that will
provide first class long term care insurance coverage
at an affordable cost. Or speak with our Long Term
Care Insurance Agent Specialist at 203-351-9898 to
discuss the features.
We are your local Fairfield County insurance agency, offering affordable long
term care insurance policy services in the following Connecticut cities and
counties: Stamford, Norwalk, Greenwich, Darien, Riverside, Belltown,
Springdale, Round Hill, Old Greenwich, East Norwalk, New Canaan, Glenville,
Byram, Cos Cob, Mianus, North Stamford, Glenbrook, Wilton, Weston, Long
Ridge, Noroton, West Norwalk, Westport, High Ridge, Southport, North Wilton,
Winnipauk, Cannondale, Turn of River, South Wilton, Lyons Plains,
Georgetown, Ridgefield, Branchville, Redding, Topstone, Ridgebury, Redding
Ridge, Branchville, Dodgingtown, West Redding, Titicus, Hattertown, Bethel,
Danbury, New Fairfield, Newtown, Hawleyville, Botsford, Monroe, Bridgeport,
Stepney, Shelton, Huntington, Upper Stepney, Long Hill, Trumbull, Stratford,
Easton, Fairfield, Greenfield Hill, Stratfield, Nichols, Oronoque, Rivercliff, Devon,
Lordship, and East Bridgeport, New Haven, Hartford, Torrington, Waterbury,
Meriden, New Britain, New London, Norwich, Manchester, East Hartford,
Suffield, Granby, West Haven, West Hartford, Branford, East Haven, Hamden,
Woodbridge, Orange, North Haven, Groton, Rocky Hill, Newington,
Wethersfield, Glastonbury, Bloomfield, Blue Hills, South Windsor, Naugatuck,
New Hartford, Chesire, East Lyme, Old Mystic, Wallingford, Southington,
Middletown, Bristol, Laurel Beach, Litchfield, Pleasure Beach, Mystic, North
Westchester, Double Beach, Willimantic, Storrs, Canaan, East Windsor,
Vernon, South Canaan, Putnam, Guilford, Windham, South Britain, Willington,
Windsor, East Hampton, Brooklyn, Westchester, and everywhere else in New
Haven County, Litchfield County, Middlesex County, New London County,
Hartford County, Tolland County and Windham County, CT.
Long Term Care Insurance Features
Copyright 2004-2008 William Malloy Insurance Agency, Inc. - All rights reserved
Fairfield County Connecticut Insurance Agency
Malloy Insurance Agency
Connecticut Business, Home, Health
& Car Insurance Specialists
Stamford, CT Harbor
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"Over 60 Years
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William Malloy
Insurance Agency
87 Glenbrook Road
Stamford, Connecticut 06902
(203) 351-9898
Fax: (203) 351-9880
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