Long Term Care Insurance Policy Information for Connecticut

Connecticut Long Term Care Insurance Policy Information

Although people are generally living longer, many are requiring assistance in
their later years. Long term care services can be provided in your home, in an
assisted living facility or in a nursing home. In many cases the family is no
longer able to provide such care around the clock. Family members may not
live nearby, they may have other pressing family commitments, or simply can't
get the time off from work or away from the home.

According to recent data, 48.6% of people age 65 and
older may spend some time in a nursing home and
71.8% of people age 65 and older may use some form
of home health care.

Some people can pay the bill out of pocket, others will
qualify for Medicaid (welfare), but most of us will fall
somewhere in the middle. A Long Term Care
insurance policy can help protect your assets from the
rising cost of care.

Long Term Care insurance is often referred to as "asset
protection". Individuals need to have assets worth
protecting in order to justify the purchase of a policy. If
you are able to pay Long Term Care insurance
premiums without having to change your lifestyle - you
should transfer that risk to the insurance company.

There are three types of long term care insurance
policies available.

Facility Only: Will pay benefits for care in a nursing
home, assisted living facility or board and care facility.
It's the most basic policy but often the most needed type.

Home Health Care: Will pay benefits for care in your
home, but not in a facility. The preferred policy when a
home health care situation is possible.

Comprehensive: Will pay benefits for care in your home
or in a facility. This is the preferred type of plan (policy)
because of it's flexibility, but is also the most expensive.

A long term care insurance specialist with the William
Malloy Insurance Agency will assist you in deciding
which type of policy will work best for your needs.

More Information on Connecticut

Long Term Care Insurance

Click on the link below to fill out a quote request form for a Connecticut
Long Term Care Insurance policy that will provide excellent long term care
insurance coverage at an affordable cost. Or speak with our Long Term
Care Insurance Agent Specialist at 203-351-9898 to discuss the features.

Click HERE to fill out a Connecticut

Long Term Care Insurance Quote Request Form

We are your local Fairfield County insurance agency, offering affordable long
term care insurance policy services in the following Connecticut cities and
counties: Stamford, Norwalk, Greenwich, Darien, Riverside, Belltown,
Springdale, Round Hill, Old Greenwich, East Norwalk, New Canaan, Glenville,
Byram, Cos Cob, Mianus, North Stamford, Glenbrook, Wilton, Weston, Long
Ridge, Noroton, West Norwalk, Westport, High Ridge, Southport, North
Wilton, Winnipauk, Cannondale, Turn of River, South Wilton, Lyons Plains,
Georgetown, Ridgefield, Branchville, Redding, Topstone, Ridgebury, Redding
Ridge, Branchville, Dodgingtown, West Redding, Titicus, Hattertown, Bethel,
Danbury, New Fairfield, Newtown, Hawleyville, Botsford, Monroe, Bridgeport,
Stepney, Shelton, Huntington, Upper Stepney, Long Hill, Trumbull, Stratford,
Easton, Fairfield, Greenfield Hill, Stratfield, Nichols, Oronoque, Rivercliff,
Devon, Lordship, and East Bridgeport, New Haven, Hartford, Torrington,
Waterbury, Meriden, New Britain, New London, Norwich, Manchester, East
Hartford, Suffield, Granby, West Haven, West Hartford, Branford, East Haven,
Hamden, Woodbridge, Orange, North Haven, Groton, Rocky Hill, Newington,
Wethersfield, Glastonbury, Bloomfield, Blue Hills, South Windsor, Naugatuck,
New Hartford, Chesire, East Lyme, Old Mystic, Wallingford, Southington,
Middletown, Bristol, Laurel Beach, Litchfield, Pleasure Beach, Mystic, North
Westchester, Double Beach, Willimantic, Storrs, Canaan, East Windsor,
Vernon, South Canaan, Putnam, Guilford, Windham, South Britain, Willington,
Windsor, East Hampton, Brooklyn, Westchester, and everywhere else in New
Haven County, Litchfield County, Middlesex County, New London County,
Hartford County, Tolland County and Windham County, CT.

Long Term Care Insurance Policy Premiums

Long Term Care Insurance Features

Long Term Care Insurance Facts & Costs