Renters Insurance Policy Information for Connecticut

Connecticut Renters Insurance Information

We offer affordable renters insurance policies that have flexibility to meet your
individual needs and above all, provide you with the security that comes only
from the knowledge that your home is safe. If you live in an apartment or a
rented house, a Connecticut renters insurance policy covers you and your
possessions. A standard renters insurance policy protects your personal property
in many cases of theft or damage, and may pay for temporary living expenses if
your rental is damaged so seriously you can't live in it. It can also protect you
from personal liability.

The standard renters insurance policy covers the actual cash value of personal
property. Payments are based on the replacement cost of the property minus a
deduction for physical depreciation and obsolescence. If you add replacement
cost coverage (for an additional premium), the insurance

1. The cost to replace the property with a similar
type and quality of property without a deduction for
depreciation.

2. The full cost to repair at the time of the loss.

A Connecticut renters insurance policy is a popular
form of personal insurance and usually contains four
sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g.
furniture, CDs, stereo and clothes). You choose a dollar
amount limit (what you think your possessions are worth)
when you purchase the renters insurance policy.

Coverage D - covers loss of use - the expenses you face
when your apartment can't be used due to an insured loss.
This is usually 20% of your personal property limit.

Coverage E - covers your personal liability claims and
suits for bodily injury or property damage. You choose
this limit when you buy the renters insurance policy.

Coverage F - pays for medical expenses for minor
injuries to others even if you were not at fault. The
policy normally includes limits of $1,000 per person.

A Connecticut renters insurance policy covers "named
perils" listed on your policy and usually include the
following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or
sleet, Accidental discharge or overflow of water or steam, Sudden and
accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden
and accidental damage from artificially generated electrical current ,
Volcanic eruptions (doesn't include earthquake or tremors)

Click on the link below to fill out a quote request form for a Connecticut
Renters Insurance policy that will provide comprehensive renters insurance
coverage at an affordable cost. Or you can discuss the features with our
Connecticut Renters Insurance agent specialist by calling 203-351-9898.

Click HERE to fill out a

Connecticut Renters Insurance Quote

Request Form

We are your local Fairfield County insurance agency, offering affordable
apartment renters insurance policy services in the following Connecticut cities
and counties: Stamford, Norwalk, Greenwich, Darien, Riverside, Belltown,
Springdale, Round Hill, Old Greenwich, East Norwalk, New Canaan, Glenville,
Byram, Cos Cob, Mianus, North Stamford, Glenbrook, Wilton, Weston, Long
Ridge, Noroton, West Norwalk, Westport, High Ridge, Southport, North
Wilton, Winnipauk, Cannondale, Turn of River, South Wilton, Lyons Plains,
Georgetown, Ridgefield, Branchville, Redding, Topstone, Ridgebury, Redding
Ridge, Branchville, Dodgingtown, West Redding, Titicus, Hattertown, Bethel,
Danbury, New Fairfield, Newtown, Hawleyville, Botsford, Monroe, Bridgeport,
Stepney, Shelton, Huntington, Upper Stepney, Long Hill, Trumbull, Stratford,
Easton, Fairfield, Greenfield Hill, Stratfield, Nichols, Oronoque, Rivercliff,
Devon, Lordship, and East Bridgeport, New Haven, Hartford, Torrington,
Waterbury, Meriden, New Britain, New London, Norwich, Manchester, East
Hartford, Suffield, Granby, West Haven, West Hartford, Branford, East Haven,
Hamden, Woodbridge, Orange, North Haven, Groton, Rocky Hill, Newington,
Wethersfield, Glastonbury, Bloomfield, Blue Hills, South Windsor, Naugatuck,
New Hartford, Chesire, East Lyme, Old Mystic, Wallingford, Southington,
Middletown, Bristol, Laurel Beach, Litchfield, Pleasure Beach, Mystic, North
Westchester, Double Beach, Willimantic, Storrs, Canaan, East Windsor,
Vernon, South Canaan, Putnam, Guilford, Windham, South Britain, Willington,
Windsor, East Hampton, Brooklyn, Westchester, and everywhere else in New
Haven County, Litchfield County, Middlesex County, New London County,
Hartford County, Tolland County and Windham County, CT.